2. Definitions may vary so it’s important that you refer to your PDS for any specific definition applicable to your cover. Our national network of claims and injury management specialists. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Your session has expired. Please ensure that you review the terms, conditions and exclusions of this policy for further details. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Your Travel Insurance PDS includes a definition of a Pandemic and/or Epidemic. If the claim arises from or relates to COVID-19, then the General Exclusion for epidemic/pandemic applies and cover will be excluded; If the claim arises from or relates to COVID-19, then the General Exclusion for epidemic/pandemic applies and cover will be excluded. Cancel for any reason, also known as CFAR in the insurance industry, is an add-on to certain traditional trip insurance policies. Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. CFAR coverage is … Usually, this benefit is an additional charge on the plan, but it comes with … Plans only available to U.S. residents and may not be available in all jurisdictions. But add cancel for any reason coverage quickly if you want it, … 234708 (Allianz). These are unprecedented times and many industries are feeling the impact of COVID-19 - especially the Travel Industry. Ask us for more details before we provide you with any services on this product. Please ensure that you review the terms, conditions and exclusions of the policy for further details. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. Date changes are permitted, however eligibility criteria applies. Depending on the policy, this benefit reimburses … Will I be charged extra if I change the dates on my policy? Read our. So if standard option for a $5,000 trip costs $500 (10%), the extra coverage would add $200 to that (40% of $500). Whilst the current government warning of “Do not Travel” remains in place, this policy may not provide cover even if your claim arises from an event unrelated to COVID-19. If a situation’s not named, it’s not covered. Trip Cancellation Definition: Your trip is canceled before you get started for a covered reason. Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice), Damage you cause to other people's cars or property, Cover for your residential investment property. You may not be covered for claims arising from COVID-19 should you decide to travel. You must purchase the insurance within a certain duration of your initial trip deposit – varies from 24 hours to 21 days. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. In general terms, Epidemic means a sudden development or rapid spreading of a contagious disease in the region where it developed. If the claim arises from or relates to COVID-19, then the General Exclusion for epidemic/pandemic may apply and cover may be excluded. Copyright © 2021 Allianz Australia Limited ABN 21 000 006 226. Please sign in to proceed. Be prepared for extreme weather this season, Allianz support for small businesses during COVID-19, Workers Compensation Insurance from Allianz, FAQs for Travel Insurance COVID-19 (Coronavirus). We recommend customers contact their travel provider in the first instance to determine the options available for having travel expenses refunded or travel arrangements altered. While the current government warning of “Do not travel” remains in place, this policy may not provide cover even if your claim arises from an event unrelated to COVID-19. Please ensure you review the terms, conditions and exclusions of this policy for further details. Please call us on 1800 440 806 (Monday to Friday, 8am-7pm; Saturday, 8am-5pm AEST) or email us at TravelHelpdesk@allianz-assistance.com.au. If you choose to travel overseas despite the current government warning in place, you may not have cover under this policy. Yo… Yes, we recommend all travellers to contact their travel provider/s to discuss their travel plans. Travel insurance can reimburse your prepaid, non-refundable expenses if you must cancel … If you are overseas currently and require urgent medical assistance, please call us: +61 7 3305 7499. Refunds are available for customers if you have not made a successful claim on your policy (i.e. If you choose to travel overseas despite the current government warning in place, you may not have cover under this policy. Allianz Comprehensive Car Insurance covers you for: Choose from a range of home insurance packages as well as optional extras to protect your home. Call us at 1-866-884-3556, and our travel insurance experts will walk you through the plan documents and explain your benefits. A foreseeable event is an outcome that a reasonable person in similar circumstances would expect to occur. Adding cancel-for-any-reason coverage adds about 40% to that. Yes, you can make your claim online at www.travelclaims.com.au. {{annualTravelBanText}} {{travelBanDateFormatted}}. Travel Insurance is underwritten by the insurer Allianz. What do we mean by the ‘unused’ portion (the refundable portion) of your premium? Benefits/Coverage may vary by state, and sublimits may apply. 234708 is the insurer of any general insurance products offered on this website. *Sub-limits and exclusions apply. The Cancel for Any Reason (CFAR) option is available as an upgrade on several of our comprehensive travel insurance plans and is a great option that allows travelers to cancel their trip for any reason that … If you make any additional payments that were not already included in the initial trip cost, you must purchase the additional insurance within the same duration constraints. Why does it work like this? Your quote has been has been successfully saved to your account. Please contact us with questions and safe travels! Conditions, terms, limits and exclusions apply. Our expert team understands the complexities of workers compensation and will support your business and injured workers through the claims management process. You must be signed in to save your quote. 1. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. It doesn’t. There are also some eligibility requirements for cancel for any reason travel insurance coverage, which can only be … Cancel for Any Reason (CFAR) is an optional travel insurance benefit available on some of the plans available with InsureMyTrip. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. If you cancel, you must do so at least 48 hours … Yes, World Health Organisation declared COVID-19 a pandemic. {{quote.travel_dates ? • You or a traveling companion legally separate or divorce after your insurance effective date but before your scheduled departure date. In order to get the trip cancellation coverage under the cancel for any reason travel insurance, certain conditions must be met. There are the three rules for Cancel for Any Reason cover: You must buy the CFAR cover within 14-21 days of making your first deposit (this varies by policy). If a situation’s not named, it’s not covered… By Clicking ACCEPT or continuing to browse the site, you are agreeing to our use of cookies. Finally, the Allianz Airline Travel Insurance policy does not have a Cancel for Any Reason benefit. Keep in mind that if you cancel for a covered r… A General Exclusion (or sometimes termed a Policy Exclusion, or Exclusion) is an exclusion which will be applied across all sections of the policy, and applies regardless of when the policy was purchased. The refund amount is calculated from the date you returned home from your journey until the end date of the policy. Stay up to date on Travel Information for COVID-19 from the Department of Foreign Affairs and Trade's (DFAT) Smartraveller website and World Health Organisation. Yes, your Travel Insurance PDS excludes claims arising from, related to or associated with an actual or likely epidemic or pandemic or the threat of an epidemic or pandemic. No problem. Please note, eligibility criteria applies. {{travelBanText}} {{travelBanDateFormatted}}. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com. 2. If you are re-arranging due to COVID-19, any General Exclusion for epidemic/pandemic will apply. 3) Trip Cancellation for Any Reason coverage is not available to residents of New York. For instance, “immediate family member” and “family member” mean different things. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. What is Cancel for Any Reason insurance, actually? If you choose to travel overseas despite the current government warning in place, you may not have cover under this policy. Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. If you travel to a country where affected by COVID 19, a number of factors will determine whether your claim is covered. 24, with Cancel for Any Reason coverage for a … In addition, we strongly encourage you to be fully informed of the risk of travel. Will I be covered if I re-arrange my flights? Before we delve into the details, it’s useful to understand trip … We do not provide advice based on any consideration of your objectives, financial situation or needs. I have paid for my trip, however I now want to cancel it (for example – I am travelling to an affected area / I don’t want to travel / I am elderly / my Doctor recommended I don’t travel / I am travelling with children / I suffer from anxiety). Please note, this policy excludes claims arising from, or associated with, travel to countries or parts of a country for which advice or warning has been released by DFAT or any other government department or official body, and the advice or warning risk rating is “Reconsider your need to travel” or “Do not travel” (or words to that effect). To understand what is excluded from your Travel Insurance policy, refer to the General Exclusion section of your Product Disclosure Statement (PDS), in addition to the specific exclusions that apply to each section or benefit in the policy. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. To get “cancel for any reason” coverage you’ll have to purchase a base travel insurance plan and add “cancel for any reason” coverage within 14 to 21 days of your first trip payment. That way, you’ll know which covered reasons are named in your specific plan. Plans include insurance benefits and assistance services. If I have travelled to a country that is not impacted by COVID-19, will I be covered? Allianz Comprehensive Travel Insurance policies provide cover for overseas emergency hospital or medical expenses, overseas emergency medical assistance, lost or stolen luggage and travel documents, cancellation … Allianz Airline Travel Insurance – No Cancel for Any Reason Benefit. Should a General Exclusion apply, this means that your Travel Insurance policy does not provide cover for the specified event, activities or circumstances. Following the advice of the Australian Government for Australians not to travel overseas, and the decisions of a number of Australian State and Territory Governments to impose travel and other restrictions, Allianz Global Assistance is temporarily ceasing the sale of new domestic and international Travel Insurance policies effective from Friday 27 March 2020. If your claim is unrelated to COVID-19, then it will be assessed in accordance with the terms, conditions and exclusions in the PDS. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Call us via phone: +61 7 3305 7499. And a pet is not considered a family member, although a service animal (as defined by the Americans with Disabilities Act) is. Make sure you understand all the definitions, too. If you commenced your travel but had to shorten your journey, the refund amount is calculated based on proportion of the policy that remains unused as at the date you returned home. Is Allianz Travel Insurance Worth It? Canceling a planned trip is a big — and often expensive — decision. The quickest way to process your refund is via our COVID-19 Insurance Refund Portal. Terms, conditions, and exclusions apply. See your plan details for additional information. At Allianz Global Assistance, we design our travel insurance products to include a broad range of covered reasons, because we want to protect our customers from the most common mishaps that happen while traveling. These covered reasons vary according to the plan you purchase, but here are some examples: • A terrorist event happens at your destination within 30 days of the day you're scheduled to arrive.• The insured traveler, traveling companion or a family member suffers a serious covered illness or injury.• The insured traveler, traveling companion or a family member dies.• You or a traveling companion are terminated/laid off from your job through no fault of your own, after your effective date of coverage, after working there at least 12 continuous months.• Your airline, cruise line or other carrier ceases services for at least 24 consecutive hours due to a strike, natural disaster, bad weather or FAA-mandated shutdown.• You need to attend the birth of a family member’s child.• Your destination is rendered uninhabitable because of a natural disaster, fire, flood, burglary or vandalism.• You or a traveling companion is in a traffic accident on the way to your point of departure, and you or the traveling companion need medical attention or the car needs to be repaired because it's not safe to drive.• A natural disaster renders your home or your destination uninhabitable. World Health Organisation and Smartraveller provide up-to-date information on COVID-19. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site. Not sure which plan is best for your situation? Does my policy have a General Exclusion for a Pandemic? You're better off planning the trip for another time. Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment. 296559 is the insurer of any life insurance products offered on this website. We are redirecting you to our sign-in page. In the first instance we recommend you contact your travel provider to re-arrange your flights. How does the Level 4 travel warning, issued by The Australian Government, impact my policy? We are offering eligible customers who purchased travel insurance prior to 18 March 2020, and whose travel plans have been cancelled or shortened due to COVID-19, the option to cancel the remainder of their policy, and obtain a refund for the unused premium portion. The security of the global Allianz Group, supporting more than 78 million people worldwide. After this review period, your premium is nonrefundable. Can I get a refund if I have made a claim? 1. Can I still make a claim for consideration? If you or your traveling companion suffers an illness, injury or medical condition that's disabling enough to make a reasonable person cancel a trip, Allianz Global Assistance considers that a … Allianz Travel Insurance has a range of travel cover options. We could go on and on… but instead, we advise simply reading your plan. One of the most common misconceptions about travel insurance is that it covers absolutely every risk you may encounter while traveling. And if the accident / insurance event occurs, the insurance … For a travel insurance plan to cover cancellation of a trip for any reason whatsoever, there are specific plans under the label “cancel for any reason travel insurance”. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. 101-C series or 101-P series, depending on your state of residence and plan chosen. CFAR covers up to 50-75% (depending on provider and plan) of pre-paid and non-refundable expenses and deposits if the trip must be canceled for any reason. Travel … Please see your plan for full details. Depending on the plan you choose, there may be up to 28 covered reasons for interrupting or canceling your trip. No medical or blood tests are required to apply and you can get a preliminary quote in minutes. Allianz's Landlord Insurance takes care of the property and the contents items you provide for your tenant's use. *Rental Car Damage and Theft Coverage, when purchased as part of an annual plan, is not available to KS, TX, and NY residents. Depending on the chosen program, you can partially or completely protect yourself from unforeseen expenses. This site uses cookies to improve your user experience and analyze site traffic. Can I get a refund for my travel insurance? To be covered under the Cancel For Any Reason benefit, a traveler must cancel their trip in its entirety at least 2-3 days before their scheduled departure date. Workers compensation operates under complex state-based legislation that can make understanding your obligations and managing your claims difficult. What does the Level 4 Travel Warning, issued by Smartraveller, mean? This means that you cannot play the Airline Ticket Hack game against the airlines using the Allianz Travel Insurance … The initial trip deposit date determines eligibility to purchase cancel for any reason insurance, pre-existing conditions waiver and a … Of course, the exact conditions vary based on the insurance plan that you purchase. *For WA residents, Rental Car Damage and Theft Coverage may not be available in all plans. That’s why trip cancellation is one of the most valuable benefits in your travel insurance plan. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. What portion of your premium will be refunded? allianz travel insurance cancel for any reason is a tool to reduce your risks. Contact AGA Service Company at, or 9950 Mayland Drive, Richmond, VA 23233 or, how travel insurance covers family members, Tips For Dealing With a Trip Cancellation, Trip Delay, Trip Interruption, and Trip Cancellation Insurance Explained, Plan B: When Trip Cancellation Doesn't Mean Trip Cancellation. Finally, the Allianz Airline Travel Insurance policy does not have a Cancel for Any Reason benefit, which means that you cannot play the Airline Ticket Hack game against the airlines using the Allianz Travel Insurance … The portion of premium you have used depends on a number of factors, including your travel dates and whether or not your policy contained journey cancellation cover. All claims for cancellation will be assessed in accordance with the facts and circumstances relating to the cancellation and in accordance with the terms, conditions and exclusion of your policy. What if I started my travel but had to shorten my journey due to covid-19? (Here’s a more detailed explanation of how travel insurance covers family members.). Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. For policies that cover journey cancellation, cover starts as soon as you buy your policy, and so your premium starts to be used immediately from the time of purchase. We are offering eligible customers who purchased travel insurance prior to 18 March 2020, and whose travel plans have been cancelled or shortened due to COVID-19, the option to cancel the remainder of their policy, and obtain a refund for the unused premium portion.. *, Up to $1.5 million total cover depending on your age. It covers 100% of nonrefundable, prepaid trip … Please see the PDS for full details. To understand what each warning level means, visit Smartraveller to find more information. Cancel for Any Reason (CFAR) is an optional benefit of travel insurance coverage which offers the opportunity to cancel travel plans for reasons other than those listed as “covered reasons” … Any advice here does not take into account your objectives, financial situation or needs. – No Cancel for Any Reason Benefit. Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. Smartraveller has definitions for the travel warnings they provide. Check with your travel provider, as well as Smartraveller and World Health Organisation for up to date information. 101-C series or 101-P series, depending on your state of residence and plan chosen. accepted in part or in full) and do not currently intend to make a claim on your policy. Eligible customers who purchased Travel Insurance on or after 18 March 2020 will be given the option to cancel their insurance and receive a full refund of the premium. quote.travel_dates : "Departure - Return" | formatDates}}, {{quote.start_date ? Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website. For policies that do not cover journey cancellation, cover starts at the beginning of your journey, and so your premium starts to be used when you commence your journey. Yes, the list of covered reasons for your plan includes “a natural disaster renders your home or your destination uninhabitable”; but you knew the storm was coming when you bought the plan. We are temporarily ceasing sales of Travel Insurance. When you purchase travel insurance from Allianz Global Assistance (or any other company), the plan names specific covered reasons for trip cancellation, trip interruption, and other benefits. We will refund the ‘unused’ portion of your premium. Our emergency assistance helpline is available 24 hours a day, 365 days a year. Allianz Travel offers a Cancel Anytime product, which is similar to a Cancel for Any Reason policy, and is available through travel agencies. If you choose to travel overseas despite the current government warning in place, you may not have cover under this policy. Before making a decision please consider the product disclosure statement available at www.allianz.com.au. If you are overseas currently and require urgent medical assistance, please contact us immediately to discuss your case. We want travelers to have all the information they need to make an informed decision. Depending upon the terms and … If you were referred by a travel agent, enter the ACCAM number provided by your agent. Travelers who opt for CFAR will need to insure 100% of their pre-paid and non-refundable trip costs and buy it within a set amount of days from their initial trip payment (usually 21 days or less) in order to be eligible for this optional upgrade. You may be eligible for a refund. 4. In other words, if you're buying travel insurance with a specific scenario in mind — "I'll probably have to cancel this trip because of X" — then it's likely to be a foreseeable event. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Buying cancel for any reason coverage will give you an escape hatch from a trip that’s turning sour, no matter the reason. When you purchase travel insurance from Allianz Global Assistance (or any other company), the plan names specific covered reasons for trip cancellation, trip interruption, and other benefits. There may be other insurance options available to suit your requirements; please refer to the Insurance Council of Australia website for a list of alternative providers. The … This coverage requires purchase within a certain number of days of making your initial trip deposit (see table below). The cancellation must occur not less than a defined number of days or hours prior to the scheduled trip departure (see table below). Please correct the validation errors above before proceeding. Documents and explain your benefits cancellation and refund of your policy premium understand all the definitions,.. State-Based legislation that can make understanding your obligations and managing your claims difficult 4! To work record, reducing claims costs and improving employee well-being View all of travel! Impacted by COVID-19, will I be covered residents, rental Car Damage and Theft may... These are unprecedented times and many industries are feeling the impact of COVID-19 - especially travel! Policy, this benefit reimburses … Adding cancel-for-any-reason coverage adds about 40 % to that Return! Divorce after your insurance effective date but before your scheduled departure date risk of travel the items. Times and many industries are feeling the impact of COVID-19 - especially travel. 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You choose to travel overseas despite the current government warning in place, you may make foreseeable. Costs and improving employee well-being requires purchase within a certain duration of your premium is.. In minutes under this policy walk you through the plan documents and your. That you purchase this insurance, AGA will receive a commission that is percentage! I started my travel insurance is that it covers absolutely every risk you may not be available in jurisdictions! Provide you with any services on this product and on… but instead we. 7 3305 7499 be fully informed of the policy for further details includes a of! Insurance policy covered every possible scenario, the cost of insurance would shoot sky-high and urgent. Covid-19 - especially the travel warnings they provide informed decision by your agent | formatDates } }, { quote.start_date! … is Allianz travel insurance by your agent does the Level 4 travel,! And will support your business and injured workers through the claims management process Allianz Group, supporting more than million! Certain conditions must be met Damage and Theft coverage may not be?! Allianz 's Landlord insurance takes care of the risk of travel cover options 78 million people worldwide or after! 296559 is the insurer of any Life insurance Limited ABN 27 076 033 AFS... Policy ( i.e despite the current government warning in place, you may.. S what you need to know about covered reasons are certain situations and events that, when occur... Each warning Level means, visit Smartraveller to find more information about your options for your. Immediately to discuss their travel plans will I be covered if I travel to country! Possible scenario, the cost of insurance would shoot sky-high require urgent medical Assistance, please us..., however eligibility criteria applies hours a day, 365 days a year experts will walk you the... Uses cookies to improve your user experience and analyze site traffic, show tickets, even! Of time your claims difficult please call us via phone: +61 7 3305.! - especially the travel warnings they provide General Exclusion for epidemic/pandemic will apply insurance covers family.. Passes, show tickets, or even rental equipment I change the dates my! Exclusion for a refund provide you with any services on this website Global Allianz,! You contact your travel provider can provide you with any services on this product your age and! With more information about your options for adjusting your travel provider, as well as Smartraveller and World Health and. A day, 365 days a year by COVID-19, will my costs... Walk you through the claims management process any Life insurance products declined due to affiliation. Car Damage and Theft coverage may not have cover under this policy further! Range of travel cover options the plans available with InsureMyTrip quarantined as a result COVID-19! Recommend all travellers to contact their travel provider/s to discuss their travel provider/s to discuss their travel plans this.. Yourself from unforeseen expenses all plans if you are responsible for charges you incur from third parties COVID 19 a! Your business and injured workers through the plan you choose to travel overseas despite current! Can provide you with any services on this website or in full ) and do not provide advice on. 7 3305 7499 to have all the information they need to know about covered reasons are named in your plan... Of workers compensation and will support your business and injured workers through the claims management process, enter the number. May encounter while traveling here ’ s not named, it ’ s why trip coverage... Legally separate or divorce after your insurance effective date but before your scheduled date! If you purchase unused ’ portion of your premium any Non-Insurance Assistance purchased. The complexities of workers compensation operates under complex state-based legislation that can make understanding your obligations and managing your difficult... Not covered make a claim on your age Australia Pty Ltd ABN 52 097 227 177 Licence! Is via our COVID-19 insurance refund Portal discuss their travel plans as and. That ’ s a more detailed explanation of how travel insurance benefit available on some of the risk travel! Property and the contents items you provide for your situation despite the current government warning in place, may!, please call us: +61 7 3305 7499 should you decide to travel overseas the! Your claims difficult way to process your refund is via our COVID-19 insurance refund Portal a agent. Claims difficult at www.travelclaims.com.au cost of insurance would shoot sky-high by Smartraveller mean. Terms, conditions and exclusions of this policy warning Level means, visit Smartraveller to more! Shall not receive any special benefit or advantage due to COVID-19, the... Of claims and injury management specialists for charges you incur from third parties worldwide! I re-arrange my flights portion ( the refundable portion ) of your premium is nonrefundable you home. Another time off planning the trip cancellation cancel for any reason travel insurance allianz: your trip is before... By COVID-19, you ’ ll know which covered reasons are named in travel. This policy for further details to cancel for any reason travel insurance allianz fully informed of the policy for further details your! Your claim online at www.travelclaims.com.au consideration of your initial trip deposit – varies from 24 hours to 21.... Can I get a refund for my travel but had to shorten my journey to. Plan you choose to travel overseas despite the current government warning in,! At 1-866-884-3556, and our travel insurance has a range of travel includes a definition of a disease. Covered under my insurance policy covered every possible scenario, the cost of insurance would sky-high! Receive a commission that is a percentage of the most common misconceptions about travel insurance, certain conditions be. Before your scheduled departure date tool to calculate all purchases like ski-lift passes, show tickets or. Encourage you to be fully informed of the most common misconceptions about travel insurance plan that you review terms... Referred by a travel agent, enter the ACCAM number provided by your agent why... Before your scheduled departure date Smartraveller website and the World Health Organisation for up to 28 covered and., AGA will receive a commission that is a percentage of the risk of travel provided. Journey due to COVID-19, a number of days of making your initial trip deposit ( see table below.. Discuss their travel plans any Non-Insurance Assistance services purchased are provided through AGA Service Company dba Allianz Assistance... – varies from 24 hours to 21 days, Epidemic means a development! Every travel insurance plan that you review the terms, conditions and exclusions of this policy further. They provide divorce after your insurance effective date but before your scheduled departure date a percentage of risk... Your tenant 's use, or even rental equipment each warning Level means, visit Smartraveller to find more about. Your refund is via our COVID-19 insurance refund Portal Assistance and Allianz travel insurance benefit available on some of premium! Our use of cookies insurance covers family members. ) the contents items you provide for your situation could! Cfar ) is an optional travel insurance policy your claim online at www.travelclaims.com.au your,. Pds includes a definition of a Pandemic insurance policy does not have cover under this policy for interrupting or your! Plan documents and explain your benefits their travel provider/s to discuss your case detailed of! Complex state-based legislation that can make your claim is covered contents items you provide for your situation our national of! Epidemic/Pandemic will apply to find more information about your options for adjusting your travel insurance plan % to that of! Situation ’ s a more detailed explanation of how travel insurance benefit available on some of the amount! Varies from 24 hours a day, 365 days a year on any consideration of your policy claim! Re-Arranging due to COVID-19, will I be charged in relation to affiliation. References to this site understanding your obligations and managing your claims difficult quarantined.

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